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Very, VERY important video – the information is alarming and EVERYONE should take note – is it that the European ‘leaders’ are rephrasing the statement, ‘…steal Europeans’ savings..” to “…make their savings WORK for US..”? – YOU DECIDE:
Copyright AP Photo
By Paula Soler
Published on 19/03/2025 – 18:32 GMT+1•Updated 20/03/2025 – 10:37 GMT+1
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The European Commission unveiled on Monday a plan to better channel up to €10 trillion in bank deposits across the bloc into much-needed strategic investments.
“Currently, too few European citizens make a decent return on their hard-earned savings, at least not in a simple and cost-efficient way,” EU Commissioner for Financial Services Maria Luis Albuquerque told reporters in Brussels. “This is regrettable and represents a loss to us all,” she added.
Capital in the EU isn’t lacking: European households save €1.4 trillion annually compared to €800 billion in the US — yet €300 billion of those European savings flow into non-EU markets each year.
The proposed Savings and Investments Union (SIU) aims to address these missed opportunities by improving the channelling of savings into productive investments, unlocking the full potential of the bloc’s capital markets for both companies and citizens.
Ursula von der Leyen has proposed a Savings and Investments Union (SIU) that aims to mobilize people’s savings for urgent investments such as infrastructure, climate action, and defense. Critics argue that this could potentially lead to the redirection or expropriation of people’s savings. For instance, the EU could instruct the European Central Bank to create a new term funding mechanism for banks, which might lead banks to convert savings deposits into sight deposits, effectively moving funds into government bonds or state coffers.4 However, von der Leyen emphasizes that the SIU will provide more and safer opportunities for households to invest in capital markets and increase their wealth.2 The proposal is still under development and requires collaborative efforts from member states, the European Parliament, private sector, and civil society
https://finance.ec.europa.eu/regulation-and-supervision/savings-and-investments-union_en
https://finance.ec.europa.eu/regulation-and-supervision/savings-and-investments-union/factsheet-savings-and-investments-union_en
The Savings and Investments Union
Connecting savings and productive investments
Citizens and savingsEU citizens can greatly benefit from investing in capital markets, as they can get higher returns from their savings, thus boosting household wealth and retirement security.
Investments and financingEU businesses and the economy need more capital and more financing options in order to grow, innovate and create jobs. Public funding alone is insufficient and so capital markets have an important role to play.
Integration and scaleFragmentation in EU capital markets must be addressed as it holds back growth and prevents EU citizens and businesses from benefiting from the single market effect.
Efficient supervision in the single marketThe EU must ensure all market actors receive the same supervisory treatment regardless of location in the EU. Creating a level playing field will support competition and investors’ confidence in EU markets.The Savings and Investment Union offers citizens greater opportunities to save for retirement, major life events, and other long-term goals, such as children’s education or buying a home.
By choosing to allocate a portion of their savings into productive investments to finance the EU’s objectives (e.g. climate transition, innovation or defence), citizens can enjoy higher returns and prepare for their future.
The clock is ticking and people must make urgent plans for their financial future, BEFORE those plans are made for THEM!
